Payment Infrastructure, Autonomous

Payment failures
don't announce
themselves.

Meridian watches your payment infrastructure 24/7. One failure triggers a cascade — Meridian catches it at the fork, before the second one hits.

TRANSACTION
SUCCESS
CASCADE
payment processor decline
customer abandons checkout
revenue lost — silent
5–15% of card transactions fail silently. That's revenue you'll never see again.

Live Payment Stream

Your payment stream,
decoded in real time.

STREAM ACTIVE — 1,247 txn/min
TXN-8841 $340.00 Stripe settled 112ms
TXN-8842 $89.50 Braintree settled 98ms
TXN-8843 $1,200.00 Stripe ⚠ cascade risk 4,220ms
TXN-8843 $1,200.00 Stripe ✓ recovered 112ms
TXN-8844 $56.00 Adyen settled 104ms
TXN-8845 $2,850.00 Stripe settled 119ms
99.7% settle rate $38,200 recovered this hour 0 cascades missed

Cascade Interception

Catch the cascade
before it starts.

A single failed payment isn't just one lost transaction. It's a customer who abandons, a subscription that churns, a merchant who questions your reliability. Meridian detects the failure pattern before it propagates — routing around it, retrying intelligently, escalating only when human review is genuinely needed.

94% of soft declines recovered automatically
3.2s average time to detect cascade onset
$0.08 cost per recovery vs $12+ for manual intervention
0:00 — Cascade detected

Processor returns soft decline. Pattern matched to known cascade sequence.

0:04 — Route around

Alternate processor selected based on historical success rate for this merchant tier.

0:11 — Recovered

Transaction succeeds. Customer experience unaffected. Event logged.

Automated Reconciliation

Reconciliation that
runs itself.

Matching payments to invoices, handling partials, accounting for FX variance — Meridian does it continuously, not at month-end. Finance teams enter the close with reconciliations already prepared.

Reconciliation Status LIVE
12,847 transactions today
12,601 matched automatically
246 flagged for review
12 cascades resolved

98.1% auto-matched · close ready in 47 min

Pricing

Simple tiers. No surprises.

Monitor
$0/mo

See what you're missing. Full visibility into your payment stream.

  • Real-time payment stream visibility
  • Cascade detection alerts
  • Daily digest report
  • 3 processors included
  • 30-day data retention
Most used
Recover
$299/mo

Meridian acts. Failures get recovered, not just reported.

  • Everything in Monitor
  • Automatic retry & routing
  • Cascade interception
  • Automated reconciliation
  • Unlimited processors
  • 90-day data retention
Enterprise
Custom

Custom SLAs, dedicated infrastructure, volume pricing.

  • Everything in Recover
  • Dedicated agent instance
  • Custom integration & SLA
  • Multi-entity consolidation
  • Audit trail & compliance
  • Unlimited retention
Revenue doesn't leak silently anymore.
The meridian is where decisions are made. Where a transaction either holds or collapses. Where a customer either stays or churns. Where money either arrives or disappears.
We built Meridian because the gap between what payments tools do and what merchants need has never been wider. Old tools watch. Meridian acts.